Anonymous
map-marker Richfield, Ohio

Collection efforts failed. They don't pay their vendors.

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EC Financial contacted me, a California notary, to oversee a mortgage application signing. I completed the assignment flawlessly. When I inquired about overdue payment they promised to send a check but did not. Then they stopped answering the phone and never responded to my emails. I hired a collection agent who tried for months to extract payment without success. I am going to complain to the OH regulatory agencies and find out if the police in Valley View, OH will act on a complaint re theft of services. According to one notary forum dating from 2010 to the present, EC Financial has also used the business name Express Services and that company stiffed its vendors, too.
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Loss:
$125
Cons:
  • Being hired for a job they never intended to pay me for
Reason of review:
non-payment of vendor

Preferred solution: Respond to Granite Collection Service and pay what you owe me

1 comment
Guest

The same thing happened to me in Philadelphia! Did you report them to the AG's office in Ohio, or any other agency?

Resolved
Henok Gei

Resolved: Mortgage Services Review

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EC Financial - Simple Review #1485198167
I hope the customers of EC Financial are treated better than they treat employees. They owe me back pay and my last paycheck bounced. The company is a rip-off. I would not do business with them.
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Reason of review:
Problems with payment
Anonymous

Calls

Keep calling and leaving msg that its urgent I call ......something about my credit.....when I returned 1st call the female said Greg not available....she wud have him call back....got same call a few days later.....dont worry I wont call back. .tnks for heads up.....
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Reason of review:
Poor customer service
Anonymous
map-marker Riverside, California

RUN!!!!!!!!!!!!

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I am a Notary in CA. I was contacted by Nicholas Beagle and Melissa Meyerson on two occasions in July to complete a refinance application. I agreed on the fee offered, attended both signings. It is now October and I can not get paid for my services. When I do reach Melissa at the office she gives the "its in the mail" call me back if you don't get it. When I call back I get voicemail. I called from a different phone and she answered but I got the same story.....its in the mail. I am sure I am not the only one stiffed by these scam artists. Don't be fooled like I was. Fortunately this is the first time in 4 years as a Notary that I have been treated so unprofessional.
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Cons:
  • Not receiving my fee for services rendered
Reason of review:
Poor customer service
4 comments
Guest

I am a notary in CA and took 2 assignment for Mark Shafer back in April and May 2017, it's now August 2017 still not payment. I have send him multiple emails regarding payment past due, he keeping saying accounting is holding my check and will not release it for some reason, now I try to call and email him again, no response and went straight to voicemail.

DO NOT WORK FOR EC FINANCIAL. THEY DON'T PAY.

Guest

We are a notary service in Central Pennsylvania. We too are being stiffed by EC Financial.

Our contact is Mark Shafer.

We did a closing in February and have gotten every excuse in the book.

DO NOT TAKE CLOSINGS FROM THEM! THEY DON'T PAY!

Guest

I am a notary in Central CA and I am also getting the run around from Melissa Meyerson. I am about to file legal action against them.

Guest

I am also a notary in California that accepted a job from EC Financial in July, agreed on a fee and am getting the run around on trying to get paid, so unprofessional.

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Anonymous
map-marker Akron, Ohio

EC Financial - Horrible Experience Review from Akron, Ohio

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I have never dealt with a more, unprofessional, rude, and scamming company in my life. Goran is a liar, and so is his wife Nikki! They don't pay their employees ( it's obvious that they don't have the money too ) and then when you do finally get a check from them it bounces. Dealing with this company was one of the worst mistakes of my life, I still haven't recieved my $500 paycheck And I Bet I probably won't. I Would have been better off making minimum wage, atleast I know I would get paid.
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Reason of review:
Problems with payment
Anonymous
map-marker Cuyahoga Falls, Ohio

The Truth about EC Financial

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This company has done some house cleaning and gotten a solid staff together. As a new employee I have helped people change their lives. A woman with cancer and a stack of bills on her dinning room table was relieved when we consolidated her bills into her mortgage and lowered the monthly mortgage payments with the bills included. A guy going through a tough divorce was able to close a loan and get cash out within a few weeks. I understand people's complaints when their house doesn't appraise for enough, or a loan doesn't work due to their loan to value ratio, debt to income ratio, or bad credit. A lot of folks aren't up front with these issues. I can attest first hand that we are beating banks' costs and margins, and don't charge the $400 application fee like quickens.
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Reason of review:
On time delivery
1 comment
Guest

this has to be Goran lol

Anonymous
map-marker Cleveland, Ohio

EC Financial - Review in Loans and Mortgages category from Cleveland, Ohio

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Waste of time and money. Completely unprofessional, ignorant, and dirty. They don't pay their employees let alone any notarys they try and use. They need to get shut down. None of their "reps" are licensed and it's over all a shady operation. Be warned. Whether your looking for a job or a refinance look some where else! The owner needs to be in jail.
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Reason of review:
Bad quality
1 comment
Guest

I am a Notary In Pennsylvania who did a job for them.

Looking to get payment

Not looking to work for them anymore after reading complaints.

Too much good companies out there

I have been doing this type of work for 10 years and there

are always a few companies like this.

Anonymous
map-marker Johannesburg, Gauteng

Complaint

EC fiunance are worst people ive ever had to deal with. they are a total waste of time. I wouldn't ever recommend them to anyone, ever. all they know is how to take money from their clients right under their noses, these people need to be investigated if you ask me. their estimated time is ridiculous, its almost as if they don't want to take their clients calls,which makes me very suspicious. my advise to anyone, rather go with a bank you know and trust, for all we know these people are scams.
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Reason of review:
Poor customer service

Preferred solution: Full refund

1 comment
Guest

so true they are ridiculous fraudsters

Shelbey Xlt
map-marker Cleveland, Ohio

Review in Loans and Mortgages category from Cleveland, Ohio

EC Financial - Review in Loans and Mortgages category from Cleveland, Ohio
Almost dealt with them! Thank you will spread the word, they are not accredited by the BBB WOW
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Reason of review:
Not as described/ advertised
Anonymous

Notary Beware!!

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I did a loan application, I requested a check for about two weeks. Finally they mailed it out to me, and it bounced. When it bounced I requested another check for another two weeks. Finally they mailed the second check, and guess what? It bounced again. Both times my bank charged me $12.00. I spoke to Kelly who assigned me the Notary Job, her ext. is 221 by the way, explained to her what the situation was and she transferred me to "accounts payable". Only a voicemail greeted me. After that I kept calling kelly and she never answered. I am convinced they don't want to pay me.
View full review
Loss:
$99
Reason of review:
Problems with payment

Preferred solution: Full refund

1 comment
Guest

I wouldn't be surprised if they still didn't pay you. They can't pay their employees or anyone else either.

Lakiyah Ocm
map-marker Cleveland, Ohio

Ec Financial Loan Review from Cleveland, Ohio

Beware! Do not do business with this company they will try to steal money from you while having fake loan officers who are not licensed contact you to help you refinance. Then they will tell you to check the BBB (Better Business Bureau) for their A+ rating but they are NOT accredited with the better business bureau. Look underneath the rating it will tell you that the company is not affiliated. This is indeed a fraudulent operation.
View full review
Reason of review:
Not as described/ advertised
1 comment
Lakiyah Ocm

They do not pay their employees either! Don't get fired or leave you won't get paid for the time you've worked

Markeisha Twn
map-marker Eastlake, Ohio

Great staff and actually Very Helpful

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I was contacted by a loan assistant from EC Financial. Turns out I was eligible for their program the "Alternate Quote" which they analyzed my offer for free. They are a private wholesale broker that found some pretty awesome rates they worked with about 15 different lenders to confirm that the mortgage I was applying for was indeed the best one out there. Didn't have to come out of pocket for anything all they needed was my (GFE) "Great faith estimate" and I was good to go. I would actual recommend this company to anyone wanting to lower their mortgage rates and/or wanting to refinance their home
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Reason of review:
Good customer service
1 comment
Lakiyah Ocm

This was posted by one of their employees

Anonymous

slimy

EC Financial ("ECF")is indeed a slimy, fraudulent operation. One of its employees, Eddie Flynn, called me and said that ECF prequalified me for refinancing my house at a rate lower by .5% than that at which my mortgage company offered me to refinance. Eddie said for his program my house had to appraise at about $377, 000 and that their Virginia appraiser indicated to them he could appraise my house at that. Eddie said he was so certain this would be the case that should the appraisal fall short, he would reimburse me its cost of $480. Eddie sent me a large list of items I would have to provide, something with my extremely busy schedule I worked long and hard to put together. We were in the second month since Eddie's original contact when I sent a large package to ECF. Eddie told me not to pay that month's mortgage to my company as he said the payment would go toward closing. A friend warned me repeatedly my house could not appraise at the level Eddie had promised and that she believed I was being scammed for an appraisal cost. Wondering if she could be correct, I tape-recorded both Eddie making the promise to reimburse me in the event the appraisal came in short, and also recording his Virginia appraiser telling me on the phone, "You will be OK." After the house appraised way below Eddie's "prediction, " he met my request for reimbursement with denials he ever promised any such thing. I e-mailed him, CC'ing the manager Niki Peris, and attaching a sound file that contained his promises. I then demanded only reimbursement for the appraisal, but the late fees I incurred on paying my mortgage, as well $1000 in savings I lost due to the 2-month delay in the refinancing of my house through my mortgage company. Without going into the details, I will only say that my further interactions with the manager Niki proved as much a slime as Eddie
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Anonymous

A horrible company

I was recently going to do a loan with this company, they guaranteed me value on my house, when the appraissal came in short, they told me that it would work the next time because they personally knew the appraiser it came in low again. So now I am out $900.00. They were very deceptive the whole time. DO NOT DEAL WITH THIS COMPANY. I also did a little research on this company and saw that the owner has a habit of not paying his employees, I have also seen in my research that he has had several law suits put against him. He seems like a shady individual, which makes sense because the loan officer I dealt with was very skeptical. They would not offer any refund to me, I think it is horrible that they would not give any money back to me especially since they guaranteed that I would get value the 2nd time around since they knew the appraiser. DO NOT DEAL WITH THIS COMPANY.
View full review
Loss:
$900
Anthony R Pse
map-marker Bolivar, Ohio

Owners and management are frauds

If you would like to know the truth behind EC Financial I will tell you. EC Financial used to be called Equity Consultants. The owner, Goran Marich, ran the company into the ground. He stopped paying people and even took money from peoples 401K's. He also defaulted on a loan with Charter One for over a million dollars. If you look at Summit County, Ohio's website http://www.cpclerk.co.summit.oh.us/welcome.asp and do a records search under civil you will see that Mr. Marich not only defaulted on that loan but also had his car go into default. He then opened up under the umbrella of First Metropolitan. After he ripped them off under a bailout he started EC Financial. He also has a gentleman by the name of Richard Sherman running his company. He, like Mr. Marich, lacks ethics and integrity. He opened a company called Integrity First Financial. Boy could that not be father from the truth. He also stole from people and did not pay his employees. His company also went out of business. He also almost killed one of his employees by punching him in the face requiring immediate brain surgery. I am sure this is not a company you would not want to do business with. If you do research on these two gentlemen, Goran Marich and Richard Sherman on Summit County, Ohios website, you will find there true colors and realize doing business with them would be a grave mistake.
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22 comments
Lakiyah Ocm

You need to warn as many people as possible about these people. Goran and Niki Marich are still at it, lying and stealing people.

Aiko Sip

EC Financial ("ECF")is indeed a slimy, fraudulent operation. One of its employees, Eddie Flynn, called me and said that ECF prequalified me for refinancing my house at a rate lower by .5% than that at which my mortgage company offered me to refinance. Eddie said for his program my house had to appraise at about $377,000 and that their Virginia appraiser indicated to them he could appraise my house at that. Eddie said he was so certain this would be the case that should the appraisal fall short, he would reimburse me its cost of $480.

Eddie sent me a large list of items I would have to provide, something with my extremely busy schedule I worked long and hard to put together. We were in the second month since Eddie's original contact when I sent a large package to ECF. Eddie told me not to pay that month's mortgage to my company as he said the payment would go toward closing.

A friend warned me repeatedly my house could not appraise at the level Eddie had promised and that she believed I was being scammed for an appraisal cost. Wondering if she could be correct, I tape-recorded both Eddie making the promise to reimburse me in the event the appraisal came in short, and also recording his Virginia appraiser telling me on the phone, "You will be OK."

After the house appraised way below Eddie's "prediction," he met my request for reimbursement with denials he ever promised any such thing. I e-mailed him, CC'ing the manager Niki Peris, and attaching a sound file that contained his promises. I then demanded only reimbursement for the appraisal, but the late fees I incurred on paying my mortgage, as well $1000 in savings I lost due to the 2-month delay in the refinancing of my house through my mortgage company.

Without going into the details, I will only say that my further interactions with the manager Niki proved as much a slime as Eddie.

Guest

Don't worry MadCliet. Niki Peris lost her brokers license and was refused a renewal by the state of Ohio.

Hahaha Niki. So much bad going on in your life in the last 2 1/2 years. Had a baby, got cheated on by your husband and should've known that would happen after he cheated on his last fiance, lost your home, bankruptcy and now no license. Oh well.

What comes around goes around. :grin

Guest
reply icon Replying to comment of Guest-495731

Who is Nick? I've been dealing with this company last year but one little thing prevented me frm continuing now I'm back but skeptical of using them bcuz I got ripped off frm someone wrking there so I'm definitely taking that person to court I don't want to make a bad decision a second time arnd tho it was no fault of the company but reading these reviews has me nit wanting to do business.

HELP!! I called the number anonymously and low and behold they have someone wrking there by the name Niki Marich is that, that guy Goran Marich wife??

Red flag or no?? Sounds fishy to me wht do you think

Guest
reply icon Replying to comment of Guest-995850

Nick is an employee so called loan officer. Nikki is Gorans wife.

Good luck. I don't recommend doing business with them.

Guest

EC Financial LLC is a true scam. EC Financial has fake loan officers working for there company which is against the law.

They call themselves loan consultants, but anyone that takes a loan application, pull credit, take documents from a client, etc is classified as a loan officer. And without license its against the new laws to work on loans. This is a very unprofessional company. They have there CFO Niki Peris working as a processor, which caused for things to get badly messed up.

I wish someone would go in the office and really take a look and find out how bad things are in there.

I was disgusted with service. I wouldn't tell my enemy to work with them scums.

Guest

No I worked for Equity Consultants and its the same *** company as long as Goran is involved. Glad I made you laugh check out my book of short stories on Amazon.com under Joshua L. Ott III

LATER FOOLS!

Guest

I personally know goran and Kerry Marich. I have looked at the public record site on the summit county clerks office.

They ate not only getting a divorce but they are loosing everything they stole from the lenders they borrowed money from. All i have to say is those poor kids now have to grow up normal.

Flashy gets you know Where be real live within your means and sounds like you better start seeking christ cause probably the only saving grace at this point...

Just an ol friend

Guest

Hey Josh! That's the funniest post I have ever read!

Thanks for the good laugh!! :zzz First of all, for the record you have never worked for EC Financial so your personal digs and beef must be about a past company.

Anyway, sounds like you're doing great. I wish you continued success!

Guest

I worked here and i am still waiting for a $400 check (that I will never see) Goran is really not the worst person I have ever dealt with but he is up there. He prides himself on being a strong business man but the fact is his brother was the brains, Goran was the hair plugged wearing *** bag that had the gift of talk.

Gorans wife was also a major problem with the company. She was there to show off her new car, watch, ring and walk around and flash a smile.

Goran was lucky, that's all, it wasn't hard work that he did, he was smart enought to hire great people Like jeremy, ryan, Tom, and Lisa. he should have spent more time learning the business and less time trying to look young.

View more comments (21)
Anonymous
map-marker Detroit, Michigan

No payment for service

I did a closing for this company back in February 2010 and was not paid. I have tried for the last two months to get paid. Can't get ahold of any one only get voice mail. They never a return call or even return email sent email to them several times also. Notaries beware stay away from this company if you want to be paid for your services and time. I have never ran into this before with a company not paying. I have tried several phone numbers and no one contacts you back. It would even be nice if themy contact me and let me know what the problem is.
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1 comment
Guest

This is simply not true... First of all, you would be paid inside the TITLE fees, which are dispursed by a THIRD PARTY... Stop running your smear campain and get a life ;)

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